Card Data Security



When it comes to mitigating security breaches, point to point data field encryption provides a solid layer of added protection. With Smart Pay’s encryption technology, data is encrypted at the point of entry, making it unusable to thieves and hackers.

Upon swipe or card data input, the sensitive data is instantly encrypted. This means that the original card number will never be stored in your system and your customer’s data remains safe.


We offer a host of point to point encryption technologies that can be customized to your specific needs. Encryption can help your business:

  • Reduce the risk of your card data being exposed
  • Simplify PCI compliance and reporting by reducing the systems in scope for compliance
  • Preserve transaction speed and customer convenience


Merchants that retain payment card data have a responsibility to ensure it’s protected. Consumers expect their card information to be safe, but protecting this data can be a daunting task.

After encryption, CarSecure tokenizes the data before sotring it in our off-site vault. Our tokens are “intelligent,” meaning they will comply with data integriy checking like the Luhn test and those performed by various ERP systems. All your payment channel deserve the same security. Whether receiving transactions from the web, a call center, or a POS terminal, all data is encrypted and tokenized by CardSecure to ensure the highest security.

Patented Process

Best-in-class tokenization technology and off-site vault keeps your customers’ information private and out of your system. Our unique patented tokenization process is mathematically irreversible, offering your customers total protection from identity theft. If a breach ever does happen, the data stolen will be useless.


PCI Compliance

Our PCI program is only here to help you, not hurt you. This means you will never see another “Non-Compliance” fee again. As your payments processor, it is our job to make sure you’re protected.


Meet Payment Card Industry standards, receive updates on new compliance requirements and reduce your PCI scope—all within one platform. Our PCI Compliance team is here to take care of all PCI Compliance requirements, so you don’t.